And What To Do About It

Ever scrolled through social media and felt like everyone else is winning at life while you’re stuck budgeting down to the last dollar? You see someone your age in a Ferrari, while you're debating if guac is worth the extra $2. I get it!

Let’s unpack the six biggest reasons...

Nobody Talks About This Secret — They Should!

About eight years ago, I discovered a secret: getting rich isn’t about waking up at 4 AM, taking ice baths, or journaling your intentions. It’s about small, consistent habits — ones that don’t feel like much at first but snowball into massive results ov...

If you want to stay broke, keep doing what you’re doing. But if you’re serious about saving money, you don’t need a drastic lifestyle overhaul. Small, consistent habits add up.

I always talk about how you can start investing with just $24 a week. But did you know that 61% of Americans don’t track t...

Do You Owe Taxes on Options Income?

🛑 Short answer: YES.

If you’re selling options in a taxable brokerage account, you’ll owe capital gains taxes on your profits.

When Are Options Taxed?

📈 You owe taxes when you realize capital gains, such as:
✅ An option expires worthless, and you keep the fu...

What is Cost Basis & Why Should You Care?

🧐 Ever heard of cost basis but not sure what it means? Do you even need to care as an investor or options trader?

Simple Answer:

💰 Cost basis is the original price you paid for an investment.
📊 It’s important when selling stocks or options because it dete...

When is the best time to buy an ETF?

• On a Monday?
• At 9:30 AM when the market opens?
• After the stock dips to a certain level?

🤷 Who knows! And that’s the beautiful thing.

🌤️ When it comes to long-term investing, timing the market can feel like trying to predict the weather.

Common Theorie...