🔁 Should I Convert My 401(k) to a Roth IRA? Here’s the Real Deal
Updated: April 2025 | 4-Minute Read

Thinking about rolling over your 401(k) into a Roth IRA? Good. But this isn’t a move you rush into. When done right, it can set you up for tax-free income in retirement. Done wrong? You could tri...

📈 Covered Calls: Wall Street's Favorite Passive Income Secret

Updated April 2025 | 4-Minute Read Time

Maybe you've heard the term "Covered Call" options. Covered calls are a simple, repeatable strategy to generate consistent income—even when your stocks aren’t moving much. You don’t need to be ...

💸 Cash-Secured Puts: The Smartest Way to Get Paid to Buy Stocks

Updated: April 2025 | 4-Minute Read

Imagine getting paid to buy the stocks you already want—at a discount. That’s the beauty of a cash-secured put, and when paired with covered calls, you unlock a powerful income strategy called Th...

5 Rules for Smarter Saving

You don’t need to work harder — just save smarter. A High-Yield Savings Account (HYSA) is one of the easiest ways to make your money do more, with zero effort and zero risk.

If you’re still parking your emergency fund or short-term savings in a traditional bank account, ...

Ranked and Reviewed — So You Don’t Have To!

🖥️ Reading time: 6 minutes

Stop earning pennies — it’s time to let your savings do the heavy lifting. If you're still keeping your money in a traditional bank account, you're missing out on serious interest earnings. In this guide, I'll break down exa...

Published: April 25, 2025 | 5 min read

If you're making too much money to contribute to a Roth IRA, congratulations—and welcome to the club that still needs to play by the tax rules.

If your income is too high to directly contribute to a Roth IRA, the Backdoor Roth IRA is your legal cheat code....

No trust fund? No rich parents?

🖥️ Reading time: 5 minutes

Guess you’re just destined to grind forever… right?
Wrong.

Financial freedom isn’t about luck, six-figure salaries or winning the lottery. It’s about following a clear, repeatable plan — one that works even if you’re starting at $0.

Th...

🔥 Here’s a truth bomb:

🖥️ Reading time: 3 minutes

“If you’re not using a Roth IRA, you’re voluntarily signing up to pay more taxes—forever.”

Most people think retirement planning is just about stashing money away. But if you’re not thinking about how your money gets taxed later, you’re missing...

Ever feel like your paycheck barely covers your life, let alone your goals?

🖥️ Reading time: 5 minutes

You're not alone. Five years ago, I was a public school teacher with zero side hustles. Today, I’ve got 10 income streams—and 7 of them didn’t even exist back then.

So if you're wondering wha...

🧠 “Everyone’s a genius in a bull market—until it crashes.”

🖥️ Reading time: 5 minutes

Most folks don't think about protecting their retirement accounts until it’s too late. Then they panic. But real wealth is built by having a plan BEFORE the storm hits.

If you’re wondering what happens to you...