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You’re Broke Because You Have No System
🖥️ Reading time: 8 minutes
You make money. You spend money. Yet, somehow, at the end of the month… there’s nothing left. Sound familiar?
Most people wing it with their finances. And that’s why most people stay broke.
Here’s the truth:
- 60% of American...
How To Grow Your Money This Year—And Beyond!
🖥️ Reading time: 5 minutes
Most people think making more money is the answer. Wrong.
Wealth isn’t about what you earn—it’s about what you keep and grow.
If your money isn’t working for you, you’re working for money forever. That’s why you need thes...
Here's What I'd Do If I Had To Invest My First $10,000 Again
🖥️ Reading time: 6 minutes
Let’s cut to the chase. If you’ve got $10,000 to invest and don’t know where to start, you’re in the right place. I’ve been there, made mistakes, and learned the hard way. Now, after hitting a portfolio of m...
The Journey from Teaching to Financial Independence
🖥️ Reading time: 5 minutes
Five years ago, seven of my income streams didn’t even exist in my life. Back then, I was just a public school teacher in California with a single source of income — my teaching salary. I believed that financial succ...
And What To Do About It
🖥️ Reading time: 7 minutes
Ever scrolled through social media and felt like everyone else is winning at life while you’re stuck budgeting down to the last dollar? You see someone your age in a Ferrari, while you're debating if guac is worth the extra $2. I get it!
Let’s...
Nobody Talks About This Secret — They Should!
🖥️ Reading time: 6 minutes
About eight years ago, I discovered a secret: getting rich isn’t about waking up at 4 AM, taking ice baths, or journaling your intentions. It’s about small, consistent habits — ones that don’t feel like much at first but s...
If You Want To Stay Broke, Keep Doing What You're Doing
🖥️ Reading time: 4 minutes
But if you’re serious about saving money, you don’t need a drastic lifestyle overhaul. Small, consistent habits add up.
I always talk about how you can start investing with just $24 a week. But did you know that...
🖥️ Reading time: 2 minutes
🛑 Short answer: YES.
If you’re selling options in a taxable brokerage account, you’ll owe capital gains taxes on your profits.
When Are Options Taxed?
📈 You owe taxes when you realize capital gains, such as:
✅ An option expires worthless, and you keep the full pr...
🖥️ Reading time: 2 minutes
Why is it Important?
🧐 Ever heard of cost basis but not sure what it means? Do you even need to care as an investor or options trader?
Simple Answer:
💰 Cost basis is the original price you paid for an investment.
📊 It’s important when selling stocks or options becau...
🖥️ Reading time: 2 minutes
❓On a Monday?
❓At 9:30 AM when the market opens?
❓After a stock dips to a certain level?
🤷 Who knows! And that’s the beautiful thing.
🌤️ When it comes to long-term investing, timing the market can feel like trying to predict the weather.
